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BSL Financials

Can Students Get a Mortgage in the UK?

Buying a home is an exciting step, but if you’re a student or have recently finished your studies, you might wonder: can students get a mortgage in the UK? The answer isn’t straightforward. Mortgages are usually designed for people with a steady income, but students often have little or no earnings during their studies. At […]

Can You Get a Mortgage While on Probation?

Being on probation doesn’t automatically rule you out from getting a mortgage, but it can make the process a little tougher. UK mortgage lenders want to see evidence of stable income and employment, so they may apply stricter criteria or ask for a bigger deposit if you are applying for a mortgage while on probation. […]

Can You Get a Mortgage if You Change Jobs?

Getting a mortgage is a big step, and many people worry about how changing jobs might affect their chances of approval. Whether you’re moving into a new role, switching employers, or starting a completely new career, you might be wondering, can I still get a mortgage? Changing jobs does not automatically mean you cannot get […]

How Many Mortgage Applications Should You Make?

Applying for a mortgage can feel overwhelming, especially if you’re unsure how many mortgage applications you should make. Making too many applications might affect your credit score, but applying for just one and getting rejected could leave you stuck without a mortgage. So, how many mortgage applications should you make in the UK? In this […]