BSL Financial Services

Dealing with Adverse Credit

We try to help people regardless of their credit or financial circumstance. Our team of Bad Credit Specialists develop bespoke mortgage solutions that fit your budget and financial goals. Don’t let bad credit hold you back from homeownership – contact us today to learn more about how we can help you secure a mortgage.

We provide mortgage services in a number of areas including:

  • Credit Repairs
  • County Court Judgements
  • Defaults
  • Debt Management Plans
  • Missed Payments
  • Adverse Credit Advice
  • Other
5.0 (9 Reviews)
5/5
Sheyi Teluwo
Sheyi Teluwo
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Ken Emebo was knowledgeable and helpful. He explained the process clearly, answered all my questions patiently, and worked tirelessly to find the best mortgage options for me. He was always available to address any concerns and even where we had challenging issues with the conveyancers, he provided regular updates on the progress of my application.I highly recommend this firm.
Maria Perry
Maria Perry
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Very patient, will always go the extra mile for you. Have accessed company a few times with fantastic results. Thank you as always and hope to do more business with you.
Amaka Agwuna
Amaka Agwuna
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BSL Financial Services are fantastic. I have been working with them for 6 years now. The customer services is great and I really can't fault them. Thank you BSL for always delivering especially when others haven't. They have given me the opportunity to grow my portfolio. I highly recommend.
Kiren Investments
Kiren Investments
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Augusta and the Team at BSL Financial Services have been very professional through the journey and kept us informed on financial tips on the best HMO specialised mortgages in the market. They actually got us our mortgage offer within 4 weeks after the initial application. We do highly recommend the service. Thanks Jack
N Sheree Williams
N Sheree Williams
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I’ve been doing business with BSL and Mr King for several years now. The service has always been to a great professional standard. I’ve had numerous success and the best advice. It’s affordable and they work quickly, I highly recommend BSL Financials.
Obianuju Ejike
Obianuju Ejike
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I commend BSL services to anyone looking to get their hands on mortgage. Ken does a good job of this in the most encouraging and calm manner. I cannot overemphasis how satisfied I am with the service I received from BSL.
Jackson Mutinda Kivila
Jackson Mutinda Kivila
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Great service. We got our mortgage and remortgage in record time. I highly recommend this service.
Paul Akintimehin
Paul Akintimehin
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Brilliant service. Mortgage consultant has a good knowledge of business.
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Your Home is at risk if you do not keep up repayments on your mortgage or any other loan secured on it.

mEET THE BROKERS

Olugbenga

CEO/ Principal Broker
Olu is the founder and principal adviser for BSL Financial Services Ltd based in Lewisham. He is a skilled mortgage broker with many years of experience in the UK mortgage market. He specialises in complex cases for clients with adverse credit profiles such as CCJ, defaults etc.
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Augusta

introducer appointed representative
Augusta is the owner of Songhai Property Finance, an introducer appointed representative (IAR) of BSL Financial Services. She has over a decade of experience working in specialist brokerage houses focused on helping you solve your complex financial problems and build wealth with property.
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Emmanuel

Mortgage & Protection Advisor
Emmanuel joined the group quite recently as a mortgage and protection advisor. His motive is to provide solutions and strategic options for clients trying to climb on the property ladder or simply for investment purposes.
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BAD CREDIT DOESN'T MEAN YOU CAN'T GET A MORTGAGE

Watch the video below

How We work

Evaluate Circumstance

Evaluating your credit circumstances involves assessing your current financial situation, understanding your credit score and credit history, and taking steps to improve your credit standing.

Compare Available Lenders

When evaluating mortgage lending options, it's important to compare interest rates, fees, and terms from multiple lenders to find the best deal that fits your needs and budget.

Negotiate The Best Possible Deal

We filter through our vast network of lenders and loan options and use our credibility to effectively communicate with the lender to secure the most favorable terms and interest rates we can offer.

Sign the agreement / recieve funds

Whether it's a residential mortgage, commercial mortgage, or capital raising, we'll do all we can to make sure you're signing a deal beneficial for you now and onwards.

Unlock the best mortgage rates with our personalized service.

Why Choose Us?

Specialist Advisers

Our mortgage advisers are specialists with in-depth knowledge of the whole market. They are able to look at a range of products available to them.

Customer Satisfaction

We have access to whole of mortgage market from residential, commercial and protection that means we can find the most suitable deals for you.

Lifetime Relationship

We like to think we are getting in to a lifetime relationship with you when we arrange a mortgage for you. It means we are committed.

Free Quote

Feel free to ask Us any question

BSL has helped many people rebuild their lives, so why not be another success story? Take the first step towards financial freedom, contact us today!

Olugbenga

CEO/Principal broker

Olugbenga King is the founder and principal adviser for BSL Financial Services Ltd based in Lewisham. He is a skilled mortgage broker with many years of experience in the UK mortgage market. He specialises in complex cases for clients with adverse credit profiles such as CCJ, defaults etc. Over the years he has helped numerous clients through the complex process of securing funding for various property transactions including residential and buy to let mortgages, bridging finance and development finance. He is knowledgeable and has a great understanding of how best to guide his clients through the latest industry trends, policies, and regulations, enabling him to provide them with sound advice and solutions. Olu is a family man – married with two kids.

Augusta

introducer appointed representative (IAR)

Augusta is the owner of Songhai Property Finance, an introducer appointed representative (IAR) of BSL Financial Services. She has over a decade of experience working in specialist brokerage houses focused on helping you solve your complex financial problems and build wealth with property. Her suite of services includes bridging and development finance, commercial lending, portfolio purchases and remortages; and complex residential. One thing that makes her stand out is her real-life exposure to such transactions: she is also a professional property developer and investor so has an appreciation of the challenges and keys to success around modern investing. A keen public speaker and writer, she is also a multi-award-winning adviser including Mortgage Adviser of the Year at the Financial Reporter Women’s Recognition Awards and has an average score of 4.8 out of 5 on VouchedFor. Augusta has been featured in the Financial Times and Evening Standard , and is married with two children.

eMMANUEL

MORTGAGE & PROTECTION ADVISOR

Emmanuel joined the group quite recently as a mortgage and protection advisor. His motive is to provide solutions and strategic options for clients trying to climb on the property ladder or simply for investment purposes. He has many years working in the financial industry as well as the public sector for a range of local authorities which has been extremely valuable when dealing with certain specific cases. When he is not working on cases, Emmanuel is working on content creation for his music clients as he is a videographer and video editor in his spare time. He is also a father of three boys.