The Old Fire Sation

340 Lewisham High Street, London SE13 6LE

0208 314 5658

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Income Protection

Income protection insurance, or IP insurance as it’s also known, can provide cover if you’re not able to work.

There are typically three types of things that you’re protected against – accident and sickness only, unemployment only and the more comprehensive, accident, sickness and unemployment cover.

You’re able to protect up to 70% of your gross salary and it’s designed to replace your income and to pay out a tax-free monthly sum, which can be used to help ease any financial hardship whilst you’re unable to work.

Why should you take out income protection?

Income protection is a useful product for anyone who wants to cover their salary so they don’t fall behind with monthly outgoings should they be unable to work.

Typical times when people consider it include:

If they’d struggle to make ends meet if they had no incoming salary

If they have dependents

If they’re self employed