Can Bonuses and Overtime Count Towards a UK Mortgage?

Buying a home is one of the biggest financial decisions you will make. When applying for a mortgage in the UK, one common question is whether bonuses and overtime income can be included as part of your earnings. The answer is that bonuses and overtime can potentially count towards a mortgage. However, the amount a […]
Specialist Mortgages for Complex Income Explained

A complicated income structure does not necessarily mean you cannot get a mortgage. Many applicants earn enough to afford a property but do not receive one simple monthly salary. You might be self-employed, operate through a limited company, work on contracts, earn commission or receive income from several sources. A standard automated assessment may not […]