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BSL Financials

How Mortgage Lenders Assess Adverse Credit Applications

Applying for a mortgage can feel more complicated when your credit history includes missed payments, defaults, County Court Judgments or another form of adverse credit. However, adverse credit does not automatically mean that every mortgage lender will decline your application. UK lenders use different eligibility rules. Some accept only minor or historic credit problems, while […]

Topic: Can I Get a Mortgage After a CCJ?

Can I Get a Mortgage After a CCJ? Having a County Court Judgment can feel like a major roadblock when trying to secure a mortgage in the UK. Whether you are looking to buy your first home, remortgage your current property or invest in a buy-to-let property, you may be concerned about how a CCJ […]