Can Retained Profits Help Mortgage Affordability?
For many company directors and self-employed business owners, the income shown on a personal tax return does not always reflect the full financial strength of the business. You may keep some of your company’s profit inside the business rather than withdrawing everything as salary or dividends. These retained profits can support business growth and financial […]
Can Self-Employed People Get a Mortgage?
If you’re self-employed in the UK and wondering, “Can self-employed people get a mortgage?”, the answer is yes. Whether you’re a sole trader, freelancer, contractor, limited company director, or business owner, many UK lenders offer self-employed mortgages for both residential and buy-to-let properties. However, the mortgage application process for self-employed borrowers is often different from […]